Aflac pays cash benefits directly to your employees, unless they choose otherwise. This means
that they will have added financial resources to help with expenses incurred due to
medical treatment, ongoing living expenses or any purpose they choose.

Aflac Choice makes selecting the right coverage easier and less stressful. Your trusted Aflac agent can tailor Aflac Choice to meet the specific needs of your employees and enhance existing coverage. Employees choose the options they want and ignore the rest.

Here’s how we can help 
Aflac Choice offers our best selection of hospital-related benefits to help with the expenses not covered by major medical, which can help prevent high deductibles and out-of-pocket expenses from derailing your life plans.
If choosing the right coverage has given you one giant headache in the past, don’t worry. We’re here to help. Every employee receives an a private consultation with one of our agents.

Why Aflac Choice may be the right policy for your employees

• It’s customizable. They choose the plan that’s right for them based on your specific needs. It also works well with our other products.

• Guaranteed-issue options available—that means there is no medical questionnaire required.*

• We pay cash directly to the employee (unless the employee tells us otherwise)—not the doctor or hospital.

Cancer treatment is changing—and Aflac is proud to be changing with it. Aflac Cancer Protection Assurance helps cover these innovative treatments with benefits that really care for the whole person.

From prevention to recovery, Aflac is with employees every step of the way. Our benefits are built to see employees all the way through cancer treatment and they’ll stay with them for life after cancer.*

For many—and for certain types of cancer—advances in science and treatment have transformed cancer into an illness that can be managed over a lifetime.

Aflac Cancer Protection Assurance Stays with Employees for Life.

If  diagnosed with a covered cancer, these benefits are more important than ever. Why? Because cancer treatment can be expensive. Major medical may not cover the cost of things like deductibles, co-pays, lost work time, or even travel. Aflac Cancer Protection Assurance can help with cancer-associated costs like these. It helps support employees through the physical, emotional, and financial costs of cancer—and stays with them for life. (See the chart above for how it works.)

We’re with your employees, even when they’re  well. We pay a benefit for early detection and preventative care, like mammograms, PSA blood tests, and many other kinds of cancer screenings, too.

We’ll see them all the way through treatment. If  diagnosed with cancer, we offer benefits that employees can count on—and thanks to One Day PaySM, a claim can be processed in just one day. Employees receive a benefit upon initial diagnosis of a covered cancer and our support doesn’t end there.

We give the employee the freedom to choose the best care. The employee and doctor decide on a treatment plan together; we help provide with financial support for every month the employee undergoes that treatment. Want a second opinion? We provide a benefit for that, too.

We’re with them, even when they’re well. We pay a benefit for early detection and preventative care, like mammograms, PSA blood tests, and many other kinds of cancer screenings, too.

We’ll see them all the way through treatment. If employees are diagnosed with cancer, we offer benefits that they can count on—and thanks to One Day PaySM, their claims can be processed in just one day. You’ll receive a benefit upon initial diagnosis of a covered cancer and our support doesn’t end there.

We give them the freedom to choose the best care for them.  The employee and doctor decide on a treatment plan together; we help provide the employee with financial support for every month the employee is undergoing that treatment. Want a second opinion? We provide a benefit for that, too.

Added Protection for Your Employees and Their Families

Even if they are well prepared, accidents happen. And they happen to all kinds of people every day. What’s even more unexpected are the out-of-pocket expenses associated with them—even if employees have major medical insurance.

That’s how Aflac can help. Aflac pays cash benefits directly to the employee (unless otherwise assigned) to help with things like out-of-pocket medical expenses, the rent or mortgage, groceries, or utility bills. Helping with the medical expenses that major medical doesn’t cover—and much more.

The Aflac Accident Indemnity Advantage® insurance policy has:

• No deductibles and no copayments
• No lifetime limit—policy won’t terminate based on the number of claims filed or the dollar amount of claims paid
• No network restrictions—you choose your own healthcare provider
• No coordination of benefits—we pay regardless of any other insurance

Most accidents are unpredictable.
But their impact on employee finances doesn’t have to be. 

So, what would an injury or trip to the emergency room mean to savings? Out-of-pocket expenses associated with an accident are unexpected and often burdensome; perhaps the accident itself could not have been prevented, but its impact on employee finances and well-being certainly can be reduced.

Aflac enables your employees to take charge and to help provide for an unpredictable future by paying cash benefits for accidental injuries. Peace of mind and the assurance that the families of your employee will have help financially are powerful reasons to consider Aflac.

Policy Benefits Include:

• A wellness benefit payable for routine medical exams to encourage early detection and prevention.
• Daily hospitalization benefits payable for hospital stays.
• Benefits payable for emergency treatment, X-rays, and major diagnostic exams.
• Benefits payable for follow-up treatments and physical therapy.
• Transportation and lodging benefits payable for travel to receive treatment.